The mortgage crisis is the result of unbelievable greed and exploitation by Wall Street and the largest financial institutions. While the major lenders in America and the world try to blame the homeowners, it is clear that they provided mortgages to working people that were structured to fail.
NACA has been in the forefront of fighting these lenders as well as being nationally recognized as the largest and most effective organization in assisting homeowners with an unaffordable mortgage. As a result of NACA’s aggressive advocacy and state-of-the-art operations, we have legally binding agreements with all the major lenders/servicers and investors (i.e. Fannie Mae and Freddie Mac) covering approximately 90% of homeowners to achieve an affordable solution. You should not pay anyone to achieve your affordable mortgage payment. All of NACA’s services are Free.
NACA has assisted over a quarter-of-a-million homeowners achieve affordable solutions nationwide. Free. The primary NACA solution is to restructure the mortgage by permanently reducing the interest rate to as low and 2% and sometimes reduce the outstanding principal saving hundreds and sometimes over a $1,000 a month.
For homeowners with an unaffordable mortgage, NACA is the most effective program in providing affordable solutions. Whether you cannot afford your monthly payments or your ARM has skyrocketed, NACA will help you achieve economic stability while keeping your home. Use the Budget Calculator in the sidebar to determine what you can afford to pay.
Homeowners should call the Home Save Department at 801-401-6222 where you will be assigned a Home Save Advocate to assist you throughout the process in obtaining an affordable mortgage. This advocate will assist you with preparing for your initial counseling session. The first few steps in the Home Save process include:
- Contacting the Home Save Department at 801-401-6222 to be assigned an advocate.
- Completing the Web-file consisting of inputting your personal and financial information.
- Identifying documents necessary for your submission to your servicer/lender.
- Scheduling a counseling appointment.