Detroit Neighborhood Initiative

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Fighting for Economic Justice through Homeownership and Community Action

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NACA’s 15 Year Mortgage Program

“...the best loan in the history of real estate.”

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No Down Payment
No Closing Costs
3% Interest Rate
30 Year Fixed Mortgage

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Over 250,000 Affordable Solutions Across the Country

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Saving Homes
Saving Families
Saving Lives

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Homeowners With Unaffordable Mortgage

Contact NACA's HomeSave Department at 281-968-6222. An advocate is assigned to assist you in achieving an affordable modification. Click here for next steps.

Best in America Mortgage

No down payment, no closing costs, no fees, no income limit, no need for perfect credit!


  • 3.0%
    30 year rate
  • 2.375%
    15 year rate

Purchase Program

Individualized, comprehensive homeownership program to access the NACA mortgage - First step in the program: Homebuyer Workshop

Get Started: Attend a workshop near you

Learn About the Purchase Program �

Home Save Program

For homeowners with an unaffordable mortgage, NACA provides the most effective program to reduce the interest rate and/or principal to achieve an affordable payment.

Find out how NACA can help you

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About NACA

NACA is a non-profit HUD Certified homeownership and advocacy organization that has been in the forefront in the fight for economic justice. NACA has made the dream of homeownership a reality for hundreds of thousands of working people enabling those with credit issues, limited assets or subject to discrimination to purchase a home or modify their predatory loan on the most affordable terms. NACA continues to set the national standard in its advocacy for affordable homeownership and access to credit.

“Fierce advocate for struggling homeowners”



NACA’s success is based on the active participation of our over two million members.

NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership.

Become a Volunteer

Become a NACA Member

NACA Members are critical to our mission of stabilizing communities through affordable homeownership and advocating for economic justice. Enjoy the many benefits of NACA membership and sign up today.

Become a NACA member

NACA is Hiring Now

NACA is hiring in our 40+ local offices nationwide and for management positions based in Boston. We are looking for talented people who are hard working, determined to succeed, relentless in achieving results, and strongly committed to advocate and participate in NACA’s mission of fighting for ecomomic justice.

Click below for local opportunities and high level management positions in Boston to oversee NACA’s growth and expansion into other areas.